At DEBORAH, healthcare is still about caring...for patients and employees. That's why we offer an outstanding Benefits Package, which includes family Medical/Prescription and Dental coverage for employees in regularly budgeted positions of at least 30 hours per week. The benefits package also includes generous Paid Time-Off, extensive Disability benefits, meal discount, Dependent Care Subsidy, and Adoption Assistance. These benefits are designed to fit the diverse needs of our employees in order for them to manage the real-life goals and concerns they face on a daily basis.

Medical Dental Prescription Drug Employee Assistance Program Paid Time Off Group-Term Insurance Disability Insurance Workers' Compensation Unemployment Insurance Flexible Spending Accounts (FSA)

Tuition Assistance Tuition Repayment Dependent Scholarship Adoption Assistance COBRA (Temporary Benefit Continuation) Pension Plan Savings Bond Program Credit Union Direct Deposit Employee Health Service

Meal Benefit Free Parking Voluntary Supplemental Life Insurance Voluntary Supplemental Disability and Critical Illness Insurance Voluntary Long Term Care Insurance Voluntary Auto/Home Insurance

Benefit	What You Receive
Medical Plans  Aetna Choice POS II (Open Access) – Base Plan             or  Aetna Choice POS II (Open Access) - Premium Plan             or  Aetna QPOS (Managed Care)	Choice POS II Base: Comprehensive Medical Coverage (includes Hospital, Medical, Surgical, Wellness, Preventive, & Vision Care). Choice POS II Premium: Comprehensive Medical Coverage (includes Hospital, Medical, Surgical, Wellness, Preventive, & Vision Care). QPOS: Medical Coverage through participating HMO providers (includes Hospital, Medical, Surgical, Wellness/Preventive and Vision Care), as well as a 'self-referred' (out-of-network) benefit. top
Dental Plan Horizon Dental Option - Traditional            or Horizon Dental Option - PPO            or Horizon Dental Choice - HMO	Traditional: Preventive, Basic, and Major Dental services coverage. PPO: Preventive, Basic, Major and Orthodontic Dental services coverage. HMO: Dental Coverage through participating HMO network providers (includes Preventive, Basic, Major and Orthodontic) top
Prescription Drug Plan	Retail Co-pays (up to 30-day supply): $5 Generic, $25 Formulary Brand, $50 Non-Formulary Brand Mail Order Co-pays (up to 90-day supply): $10 Generic, $50 Formulary Brand, $100 Non-Formulary Brand top
Employee Assistance Program (EAP)	A confidential program designed to help employees and dependents address personal, work and/or family problems. top
Paid Time Off (PTO) PPT (Paid Personal Time) Pay for short-term time-off of various types (i.e., vacation, holidays, birthday, short-term illness, personal or family needs) EST (Extended Sick Time) Pay for extended time-off due to employee's injury or illness.	PTO accrued each pay period based on position, budgeted hours and employment date. Bi-weekly accrual provides: PPT: Between 29 and 34 days per year for employees in 40 hour/week positions EST: Additional 5 days per year for employees in 40 hour/week positions top
Paid Time Off (PTO) Reimbursement	The opportunity be reimbursed for PPT hours one time per year. top
Life & Accidental Death & Dismemberment Insurance (Group-Term)	Receive 1, 1.5 or 2-times your basic annual earnings, as defined, rounded to next thousand if not an even multiple of $1,000, to a maximum of $350,000. At age 70, the amount is reduced by 40%. Fully employer-paid premiums! top
Temporary Disability Insurance	2/3 of average weekly wage up to defined NJ State maximum after appropriate use of PTO. top
Family Leave Insurance	2/3 of average weekly wage up to defined NJ State maximum after appropriate use of PPT. top
Long Term Disability	To provide income in the event of long term illness/injury. 60% income continuation up to defined monthly maximum. Fully employer-paid premiums! top
Workers' Compensation	70% of average weekly wage up to NJ State maximum. Fully employer-paid premiums! top
Unemployment Insurance	Financial assistance while unemployed. Not to exceed NJ State weekly maximum top
Flexible Spending Accounts (FSA) Health Care           or Dependent Day Care	Health Care: Enables you to set aside pre-tax dollars which are reimbursed to you once you've incurred eligible out-of-pocket health care expenses. Debit card available for payment of claims. Dependent Day Care: DEBORAH will match 6% of your pre-tax savings for dependent care costs. Employees budgeted to work less than 20 hours/week are not eligible for subsidy. **While DEBORAH does not provide on-site day care services, it does support many work/life needs of its employees, including day care. For eligible employees who participate in the Dependent Care Flexible Spending Account, DEBORAH will match 6% of their contribution to help financially support day care needs.. In addition, our Employee Assistance Program offers free day care ‘finder’ and ‘referral’ services to help locate providers in an area of interest, and will provide info relative to availability, licensing, etc. top
Tuition Assistance	Assistance for approved education courses related to present position or advancement. Percentage tuition reimbursed based on status & hire date. Not all courses/programs are eligible or covered. Contact HR for specific information. top
Tuition Repayment	Repayment of covered educational expenses related to initial introduction of eligible Allied Health or Nursing programs (not for advancement of existing practitioners), up to defined maximum. Contact HR for specific information. top
Dependent Scholarship	Scholarship award for payment of covered expenses related to eligible Allied Health or Nursing programs, up to defined max. Contact HR for specific info. top
Adoption Assistance	Assistance for eligible adoption expenses top
COBRA (Temporary Benefit Continuation)	The opportunity to purchase temporary continuation of coverage if a qualifying event occurs that results in loss of group health benefits. Example qualifying events include divorce; dependent reaching max age limit (e.g.; 19); termination of employment ; death. top
401(k) Pension Plan	Employee Contributions available from hire date for all eligible employees. Immediate investing! 3% Base Contribution for all eligible participants. Immediate vesting! 25% Matching Contribution of the first 3% of employees voluntary pre-tax deferral for all eligible participants. Vesting after 3 years of plan service. top
Savings Bond Program	Series EE Savings Bonds $100 face value through payroll deductions. top
Credit Union	The convenience of savings through payroll deductions. top
Direct Deposit	Provides automated deposit of payroll check. top
Employee Health Service (at Center)	Post-offer physical and periodic physical exam every three years. top
Meal Benefit	25% discount on meal in Center cafeteria top
Free Parking	Free Parking at Center top
Voluntary Supplemental Life Insurance	Able to purchase individual policy for yourself and/or family via payroll deduction. top
Voluntary Supplemental Disability and Critical Illness Insurance	Able to purchase individual policies via payroll deductions. top
Voluntary Long Term Care Insurance	Able to purchase individual policy for yourself and/or family. A plan that protects assets should one become disabled and require care above what medical insurance will cover. top
Voluntary Auto/Home Insurance	Able to purchase individual policies. Offers the convenience of making these payments through a payroll deduction as well as offering competitive rates. top
Various other discounts available for retail and entertainment establishments. This document is intended to provide a general overview of the benefit offerings available to DEBORAH employees. Specific information pertaining to benefits, eligibility, limitations, exclusions and other related items can be found in the applicable plan documents or policies, or by contacting the carrier. Oral or written claims that differ from that which are stated in the documents governing those plans should not be relied upon - the provisions of those documents shall govern. DEBORAH reserves the right to unilaterally increase, decrease, cancel or add to the benefits outlined in this overview without prior notice. DEBORAH in no way intends to make any recommendations for or endorsements of any particular benefit or provider noted herein. Personal benefit decisions are an individual responsibility.

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