Deborah Heart & Lung Center
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BENEFITS OF TAKING THE HIGH ROAD:

At DEBORAH, healthcare is still about caring...for patients and employees. That's why we offer an outstanding Benefits Package, which includes family Medical/Prescription and Dental coverage for employees in regularly budgeted positions of at least 30 hours per week. The benefits package also includes generous Paid Time-Off, extensive Disability benefits, meal discount, Dependent Care Subsidy, and Adoption Assistance. These benefits are designed to fit the diverse needs of our employees in order for them to manage the real-life goals and concerns they face on a daily basis.




BenefitWhat You Receive
Medical Plans
 Aetna Choice POS II
(Open Access) – Base Plan
            or
 Aetna Choice POS II
(Open Access) - Premium Plan
            or
 Aetna QPOS (Managed Care)
  • Choice POS II Base: Comprehensive Medical Coverage (includes Hospital, Medical, Surgical, Wellness, Preventive, & Vision Care).
  • Choice POS II Premium: Comprehensive Medical Coverage (includes Hospital, Medical, Surgical, Wellness, Preventive, & Vision Care).
  • QPOS: Medical Coverage through participating HMO providers (includes Hospital, Medical, Surgical, Wellness/Preventive and Vision Care), as well as a 'self-referred' (out-of-network) benefit.

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Dental Plan
Horizon Dental
Option - Traditional
           or
Horizon Dental
Option - PPO
           or
Horizon Dental
Choice - HMO
  • Traditional: Preventive, Basic, and Major Dental services coverage.
  • PPO: Preventive, Basic, Major and Orthodontic Dental services coverage.
  • HMO: Dental Coverage through participating HMO network providers (includes Preventive, Basic, Major and Orthodontic)

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Prescription Drug Plan
  • Retail Co-pays (up to 30-day supply):
    $5 Generic, $25 Formulary Brand, $50 Non-Formulary Brand

    Mail Order Co-pays (up to 90-day supply):
    $10 Generic, $50 Formulary Brand, $100 Non-Formulary Brand

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Employee Assistance Program (EAP)
  • A confidential program designed to help employees and dependents address personal, work and/or family problems.

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Paid Time Off (PTO)
PPT (Paid Personal Time)

Pay for short-term time-off of various types (i.e., vacation, holidays, birthday, short-term illness, personal or family needs)

EST (Extended Sick Time)

Pay for extended time-off due to employee's injury or illness.

  • PTO accrued each pay period based on position, budgeted hours and employment date.

    Bi-weekly accrual provides:
    PPT: Between 29 and 34 days per year for employees in 40 hour/week positions
    EST: Additional 5 days per year for employees in 40 hour/week positions

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Paid Time Off (PTO) Reimbursement
  • The opportunity be reimbursed for PPT hours one time per year.

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Life & Accidental Death & Dismemberment Insurance (Group-Term)
  • Receive 1, 1.5 or 2-times your basic annual earnings, as defined, rounded to next thousand if not an even multiple of $1,000, to a maximum of $350,000. At age 70, the amount is reduced by 40%.

    • Fully employer-paid premiums!

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Temporary Disability Insurance
  • 2/3 of average weekly wage up to defined NJ State maximum after appropriate use of PTO.

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Family Leave Insurance
  • 2/3 of average weekly wage up to defined NJ State maximum after appropriate use of PPT.

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Long Term Disability
  • To provide income in the event of long term illness/injury. 60% income continuation up to defined monthly maximum.

    • Fully employer-paid premiums!

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Workers' Compensation
  • 70% of average weekly wage up to NJ State maximum.

    • Fully employer-paid premiums!

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Unemployment Insurance
  • Financial assistance while unemployed. Not to exceed NJ State weekly maximum

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Flexible Spending Accounts (FSA)
Health Care
          or
Dependent Day Care
  • Health Care: Enables you to set aside pre-tax dollars which are reimbursed to you once you've incurred eligible out-of-pocket health care expenses. Debit card available for payment of claims.
  • Dependent Day Care: DEBORAH will match 6% of your pre-tax savings for dependent care costs. Employees budgeted to work less than 20 hours/week are not eligible for subsidy.

    **While DEBORAH does not provide on-site day care services, it does support many work/life needs of its employees, including day care. For eligible employees who participate in the Dependent Care Flexible Spending Account, DEBORAH will match 6% of their contribution to help financially support day care needs.. In addition, our Employee Assistance Program offers free day care ‘finder’ and ‘referral’ services to help locate providers in an area of interest, and will provide info relative to availability, licensing, etc.

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Tuition Assistance
  • Assistance for approved education courses related to present position or advancement. Percentage tuition reimbursed based on status & hire date. Not all courses/programs are eligible or covered. Contact HR for specific information.

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Tuition Repayment
  • Repayment of covered educational expenses related to initial introduction of eligible Allied Health or Nursing programs (not for advancement of existing practitioners), up to defined maximum. Contact HR for specific information.

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Dependent Scholarship
  • Scholarship award for payment of covered expenses related to eligible Allied Health or Nursing programs, up to defined max. Contact HR for specific info.

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Adoption Assistance
  • Assistance for eligible adoption expenses

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COBRA (Temporary Benefit Continuation)
  • The opportunity to purchase temporary continuation of coverage if a qualifying event occurs that results in loss of group health benefits. Example qualifying events include divorce; dependent reaching max age limit (e.g.; 19); termination of employment ; death.

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401(k) Pension Plan
  • Employee Contributions available from hire date for all eligible employees. Immediate investing!
  • 3% Base Contribution for all eligible participants. Immediate vesting!
  • 25% Matching Contribution of the first 3% of employees voluntary pre-tax deferral for all eligible participants. Vesting after 3 years of plan service.

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Savings Bond Program
  • Series EE Savings Bonds $100 face value through payroll deductions.

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Credit Union
  • The convenience of savings through payroll deductions.

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Direct Deposit
  • Provides automated deposit of payroll check.

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Employee Health Service (at Center)
  • Post-offer physical and periodic physical exam every three years.

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Meal Benefit
  • 25% discount on meal in Center cafeteria

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Free Parking
  • Free Parking at Center

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Voluntary Supplemental Life Insurance
  • Able to purchase individual policy for yourself and/or family via payroll deduction.

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Voluntary Supplemental Disability and Critical Illness Insurance
  • Able to purchase individual policies via payroll deductions.

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Voluntary Long Term Care Insurance
  • Able to purchase individual policy for yourself and/or family. A plan that protects assets should one become disabled and require care above what medical insurance will cover.

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Voluntary Auto/Home Insurance
  • Able to purchase individual policies. Offers the convenience of making these payments through a payroll deduction as well as offering competitive rates.

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Various other discounts available for retail and entertainment establishments.

This document is intended to provide a general overview of the benefit offerings available to DEBORAH employees. Specific information pertaining to benefits, eligibility, limitations, exclusions and other related items can be found in the applicable plan documents or policies, or by contacting the carrier. Oral or written claims that differ from that which are stated in the documents governing those plans should not be relied upon - the provisions of those documents shall govern. DEBORAH reserves the right to unilaterally increase, decrease, cancel or add to the benefits outlined in this overview without prior notice. DEBORAH in no way intends to make any recommendations for or endorsements of any particular benefit or provider noted herein. Personal benefit decisions are an individual responsibility.



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